Corporate Credit Analysis & Underwriting Team Leader

About the role

We are seeking a seasoned professional to lead our Corporate Credit Analysis & Underwriting Unit. The role involves overseeing credit assessments for new and existing corporate clients, ensuring rigorous risk evaluation, and delivering high‑quality proposals to Credit Committees.

Key responsibilities

• Lead the Corporate Credit Analysis & Underwriting Unit and coordinate with Relationship Managers, Risk Management, Legal, Compliance and Operations.
• Prepare comprehensive credit assessment reports covering financial, industry, market, management and SWOT analyses.
• Identify key risks, recommend mitigants, structure facilities, set pricing, covenants and collateral.
• Review Relationship Managers’ recommendations and provide independent credit opinions.
• Present credit proposals to Credit Committees and address queries.
• Monitor the overall corporate banking portfolio, analyze sector and geographic concentrations, and recommend corrective actions.
• Conduct periodic portfolio reviews, produce analytics and management reports, and support portfolio strategy development aligned with the bank’s risk appetite.

Required profile

• Bachelor’s degree in Finance, Accounting, Economics, Banking or Business Administration (MBA or professional qualifications a plus).
• 5–10 years of banking experience, including at least 5 years in corporate banking, credit analysis or credit risk.
• Proven track record in corporate financial analysis, credit underwriting and presenting cases to Credit Committees.
• Previous team‑leadership experience preferred.
• Fluent in Arabic and English, both spoken and written.

Required skills

• Financial modelling
• Credit analysis