Branch AML/CFT Reporting Officer

About the role

Bank of Baghdad is looking for a Branch AML/CFT Reporting Officer to support and monitor the implementation of Anti-Money Laundering and Counter-Terrorist Financing requirements at the assigned branch. The officer ensures compliance with Iraqi regulatory requirements, Central Bank of Iraq instructions and the bank's internal AML/CFT policies, working closely with the AML/CFT Reporting Department at General Administration.

Key responsibilities

• Monitor and support the implementation of the bank's AML/CFT policies and procedures at the branch.
• Verify customer identification documents and review KYC forms for completeness and accuracy.
• Check that Customer Due Diligence (CDD) and Enhanced Due Diligence (EDD) are completed, especially for high-risk customers.
• Screen customers against local and international sanctions lists and provide updated lists of frozen funds to the branch.
• Respond to AML monitoring system alerts, gather supporting information and forward it to the reporting department.
• Identify and report suspicious transactions or activities without tipping off the customer.
• Follow up on customer file updates, ensure proper record retention, and guide branch staff on AML/CFT requirements.
• Take part in AML/CFT training, cooperate with Internal Audit, Compliance and regulators during inspections, and submit periodic and monthly reports.
• Suspend account opening or transactions until due diligence is completed, seek guidance on elevated-risk transactions, and follow up on corrective actions.

Required profile

• Bachelor's degree in Business Administration, Economics, Law, Accounting, Banking and Financial Sciences or a related field.
• 1-3 years of relevant banking experience, subject to confirmation of the exact minimum requirement.
• Good knowledge of the Iraqi Anti-Money Laundering and Counter-Terrorist Financing Law No. 39 of 2015 and Central Bank of Iraq instructions.
• Practical knowledge of KYC, CDD and EDD, and familiarity with sanctions screening.
• Ability to use banking and AML monitoring systems; strong reporting, analytical and communication skills.
• KYCS certificate is mandatory.

Required skills

• AML, CFT, KYC, CDD, EDD and sanctions screening
• Suspicious transaction identification and reporting
• AML monitoring systems and alert management
• Regulatory reporting and compliance monitoring

Working days and hours are to be confirmed by the bank. Shortlisted candidates receive employment conditions and benefits according to the bank's policies. Applications are made through the official LinkedIn job posting.